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Cardoza Law Corporation

Account Discovery Systems, LLC, Complaints and Lawsuits

CFPB Debt Collection Complaint Ranking*:

#212 of 2,458 Companies

Lawsuits, Penalties, or Sanctions:

VILLANUEVA v. ACCOUNT DISCOVERY SYSTEMS, LLC (Signed January 12, 2015.) United States District Court, D. Colorado. Civil Action No. 14-cv-00395-WYD-KLM.

SERRANO v. ACCOUNT DISCOVERY SYSTEMS, INC. (February 14, 2014.) United States District Court, D. Nevada. Case No. 2:13-cv-00260-GMN-GWF.

New York State Attorney General’s Office ordered Account Discovery Systems, Inc. was ordered to pay $175,000 in penalties for using deceptive practices.

Location and Contact Details:

495 Commerce Dr., Ste. 2
Amherst, NY 14228-2311
Phone: (716) 504-68755
Fax: (716) 691-5397
John “Johnny” Chebat, CEO
Jim Prawel, COO 
Gary Todaro, Ethics Contact 

Business Model:

Account Discovery Systems, LLC (ADS) is a debt collection agency based in upstate New York. ADS specializes in third-party collections for clients in the student loan, medical loan, auto loan, retail, and rent-to-own industries. ADS was founded in 2012.

CEO John Chebat is associated with several other collections agencies in New York State including: Western New York Capital, Inc.; International Asset Group, LLC; Unified Asset Solutions, LLC; Outsourced Legal Prep, LLC; Argos Alliance Group, LLC; and Check Systems Recovery, LLC.

Chebat is also associated with an online sporting website BukBuk.com.

* Ranking determined by the overall number of debt collection complaints to the Consumer Financial Protection Bureau (CFPB) as of year-end 2015 and should be considered in context of company size and/or market share. See the CFPB debt collection complaint database in real-time here

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