Can a collection company call multiple times per day? Can a creditor really increase your interest rate if you cannot pay your bills? If you have a question about debt collection, credit reporting, or any other issues related to consumer law, our FAQ section might provide the answer you need right now. If it doesn't, contact us using the contact form or the toll-free number and we'll answer it for you within 24 hours!
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An identity thief used my credit card. Do I have to pay the charges?
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What does it mean to “re-age” old debt on your credit report?
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Should I place a fraud alert on my credit report?
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How can identity theft affect my credit score?
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What are the most common types of credit identity theft in California?
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How does California law protect victims of identity theft?
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Should I place a freeze on my credit file?
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Will filing a dispute with a credit bureau hurt my credit score?
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Why am I being contacted by multiple debt collectors for the same debt?
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Should I panic if my debt is “sent to legal?”