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Cardoza Law Corporation

Michael F. Cardoza, Esq.

Michael F. Cardoza, Esq.

Michael F. Cardoza, Esq.

  • Cardoza Law Corporation
  • 548 Market Street, #80594 San Francisco, CA 94104
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Michael F. "Mike" Cardoza is a California Consumer Financial Protection Attorney who helps people regain control of their financial lives by getting the upper hand on creditors, debt collectors and credit reporting agencies. He is a former senior executive of a debt-buying company, a debt collection agency, and a major regional high-volume debt collection law firm. He now brings his experience and skill to help consumers exclusively. He is the author of "The Secret World of Debt Collection: Beat Collectors at Their Own Game" and is a regularly featured speaker and commentator on consumers' rights and credit reporting.


Trained as a trial attorney in the U.S. Marine Corps, Mike Cardoza has tried countless cases in federal and state courtrooms. He is a graduate of UCLA with a degree in Business Economics and also of the Georgetown University Law Center in Washington, D.C. Mike is a veteran of the war in Iraq and continues to serve his country as an Colonel in the U.S. Marine Corps Reserve. Mike founded The Cardoza Law Corporation in order to share the truth about consumer credit and finance with clients and to be their “partner in prosperity.”