Find Out What People are Saying About Consumer Protection Attorney Mike Cardoza!

I wish I would have called Mike weeks ago instead of wasting an insane amount of hours wading through alot of terrible information on the internet. Worrying and stressing out about debt is pure agony, and after talking to Mike, I realized I suffered in vain. The fear of talking about what I felt was an embrassing/moral failure, kept me paralyzed from moving forward for far longer than I want to admit. Mike runs an extremely professional and respectful practice. He had actually answered some questions on the AVVO forum and immediately stood out. So I decided to give him a call and take up his offer for an in-depth case evaluation. I'm not going to lie - I had reached out to many other attorneys that advertise a free consult, so I was skeptical. With other firms, I'd call, and I was never able to talk to an attorney for even 5 minutes. I'd often get their call staff, where they would ask how much debt I had and how much money I had available to offer in settlement. That's it. Based on that, they would tell me whether they could work with me or not, and explain that they would need a retainer right away to move forward and how much their % would be of any "savings" they could negotiate for me. But I was at the stage of deciding between debt settlement and bankuptcy, and just wanted to understand my general options. I couldn't even get that far with any of the other firms. Their free case consultation was more of an asset evaluation with a non-attorney. Mike was immediately different. He has a very streamlined process that asks you to upload your documents in a safe, secure way, so he can properly review your info AHEAD of your call with him. I really appreciated that he cared about the safety and security of my delicate personal information. That was also a main issue with other attorneys. Their firms might send a document asking for a ton of stuff, and just expect me to email it as an attachment to them. And when it comes to sensitive financial information, that's just a no-go. Mike, and the process his firm follows, values privacy, and that was a huge plus for me. On our call, Mike was kind, informative, and generous with his time (he spoke to me for about 30 minutes without ever making me feel rushed). I had a document that listed all the questions I had, and he proactively brought it up, and said, "I can knock this out in about 5 minutes." And he proceeded to answer all of my questions from the document and anything else I wanted to ask! Questions that I had run all around the city, on phone/forums to try to get answers to. By being generous with his time, he saved me time and unneeded stress and aggravation. I honestly found myself speechless that he seemed so energetic and willing to jump right in and help me in that manner. Mike is personable, professional, and clearly confident in the applicable law, and will give you a plan on how to move forward, even if it means waiting and not immediately hiring him. Thank you Mike for being positive, kind, professional, and treating me with respect. Seeking out these kinds of services can be intimidating, overwhelming, and embrassing for alot of folks, and you take alot of the judgment right out of it. So if you are reading this, and just feeling anxiety/despair about your situation OR if you are tired of leaving calls/messages for attorneys that never call back or don't want to even briefly evaluate your situation, don't be afraid, and just call Mike. No questions are off-limits and he'll really listen and provide generous feedback. I promise that no matter the outcome, you'll have a clear path and strategy for moving forward. Best of luck to all, thanks Mike!

Anonymous, California

I asked a question online well after midnight. An assistant was immediately online to assist. My question was referred to an attorney. I received an email notifying me that my question would be answered as soon as possible. I received an email with the exact answer to my question. Very courteous & immediate service. No high pressure sales pitch to get me to sign up. When I inquired online my phone number & email was requested. I answered that I only wanted to give my email at the time, they were understanding about that. Seems to genuinely care about helping people. I've used Lexington law before & they were a little pushy & costly, wouldn't answer questions without me establishing an account first, referred me to their online library, didn't handle inquiries, used programmed form letters & reps wouldn't directly answer questions, minimally effective. I would definitely use Cardoza law corporation in the future for more personal service. Highly recommend!

Charlotte Franklin

Please know that you are an Angel and brought great joy, peace and comfort into my life.   I think someone should create a "Mike Cardoza" Super Hero comic book series about the lawyers at your firm that work tirelessly to battle evil entities on behalf of the rest of us.   You are fighting the right fight! 

Susan F. - Sacramento, CA

Mike's firm is very professional. I kept calling my old credit union but they kept reporting my debt after I declared Bankruptcy. I was pretty sure that wasn't right and when I called Mike he confirmed it. It got taken care of very quickly and fairly. Would recommend to anyone.

Anita R. - Oakland, CA

I went to Cardoza Law after a long history of disputing errors on my credit report. I tried disputing the mistakes myself, but nothing ever happened. They would go away but then somehow keep reappearing. Mike, thank goodness, knew exactly what to do and got some justice done. My advice is don't waste time trying to do it yourself, just get professional help! Problem solved.

Barbara P. - San Francisco, CA

We were so frustrated when we didn't qualifty for a lower mortgage because of a mistaken credit report. One report was showing late when it wasn't and we could prove it! Mike and his team were awesome and everything was handled so professionally. Nobody seemed to care but Mike fought for us! Thank you.

Jennifer T. - Los Angeles, CA

Mike Cardoza cares about people. My credit score tanked when they reported me as late when I wasn't. Mike knew right away how to fix it and I barely had to do anything. Plus it didn't cost me anything. Right on Mike!

Afshin G. - Fremont, CA

I couldn't figure out what happened to my credit score, but when I called Attorney Cardoza, he discovered that some other person's information got mixed up into my credit report. Right away he diagnosed the problem and it took some time but my wife and I were very pleased with the results. Thank you!

Thomas M. - San Francisco, CA

I was getting hassled by one particular debt collector and wanted it to stop. They were calling on my cell phone and while I was at work. I Googled how to do it and came across Mike's site. I downloaded the Collection Blocker letter, printed it out and sent it in, and never heard from those creepy guys again. By the way, all of this was free. I even asked Mike some questions by email and he got right back to me! Amazing service. Would definitely recommend!

Anonymous, San Francisco Bay Area

I found Mike online because something looked kind of weird in the bills I was getting. I didn't think I had a case but he was offering to look at my documents for free, so, nothing to lose. It turned out that I DID have a case and he ended up getting my debt erased, my credit report fixed. and a cash settlement. And, I got to keep the merchandise I had bought! I paid nothing - it was all on contingency. WE Won!

Anonymous, Alameda County, CA