Attention all active duty servicemembers: listen up, because I'm about to give you some important information that you need to know. It is ILLEGAL for your car to be repossessed without a court order under the Servicemembers Civil Relief Act (SCRA). As a practicing attorney and retired Marine Judge Advocate, I have seen this happen far too often and it makes me absolutely furious.
Let me break it down for you: the SCRA provides protections for active duty servicemembers in a variety of areas, including financial and legal matters. When it comes to car repossession, the law is crystal clear: a lender cannot repossess your vehicle without first obtaining a court order. This means that they must take you to court and get a judge's approval before they can take your car.
But despite this clear legal protection, I have seen countless cases where servicemembers' cars have been repossessed without a court order. This is not only illegal, but it is also a serious violation of your rights as a member of the armed forces. Plus, it may entitle you to compensation and an attorney - like me - for no money out of your pocket.
So, what can you do if this happens to you? First and foremost, you should contact a knowledgeable attorney who can help you fight back against this injustice. You should also file a complaint with the Consumer Financial Protection Bureau and report the violation to your Legal Assistance Office.
Servicemembers, know your rights under the SCRA and don't let anyone take advantage of you. If you're facing car repossession without a court order, take action and fight back. Remember, you have legal protections in place to help you, and as a retired Marine Judge Advocate, I'm here to tell you that it's time to stand up and defend those rights, for you and everyone else. Oh, and you might be entitled to get your car back and monetary compensation!
I take these cases all over the U.S.A. So, if this is your problem, click the chat or the link from wherever you're at - and let me know!