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When Your Money’s Vanished into the Void: How Banks Weaponize Frustration to Wear Victims DownHave you ever dialed your bank’s fraud hotline, only to be routed through a labyrinth of automated menus, abandoned
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Guilt is Human—Your Bank’s Excuses Aren’tCongress passed EFTA in 1978 and lawmakers drew a bright line: if an electronic hack drains your account, the bank must make it right.