Yes.
An identity thief may use stolen personal information to open a credit card, loan, or other account in your name.
The account may then appear on your credit report as though you opened it yourself.
That can be especially frustrating because the resulting records may look completely normal to a computer. Your name may be there. Your Social Security number may be there. Your date of birth may be there.
But the account is still not yours.
For more, see “That Account Isn’t Mine. Why Is It on My Credit Report?”:
https://www.cardozalawcorp.com/blog/that-account-isn-t-mine-why-is-it-on-my-credit-report-.cfm
