Yes.

If a replacement debit card is intercepted and activated, it can be used at ATMs or retail terminals, often quickly after issuance.

The system may record those transactions as “card present.”

👉 How It Happens: Replacement Debit Card Interception

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
Connect with me
U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.