No. Even if you clicked on a phishing link, fell for a scam, or shared your info with someone you thought was legitimate, that does not erase your rights. The EFTA holds banks responsible for unauthorized transfers, not consumers.

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
Connect with me
U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.