If your credit score plummets faster than a rock off a cliff and you have no clue why, identity theft could be the culprit. Check your credit reports (via Credit Karma or other free tools) for unfamiliar accounts, inquiries, or suspicious charges. If you see something shady, dispute it right away.

Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.