You can access your credit reports for free from the three major credit bureaus—Equifax, Experian, and TransUnion—by visiting AnnualCreditReport.com. This is a government-mandated service with no hidden fees, no upselling, and no fine print. Unlike other services, you won’t be required to sign up for paid monitoring or give up legal rights. Before you do though, check out our Free Guide to navigating that website and making sure you get what you want!
