Because they don’t review it. Your affidavit gets reduced to a two-digit code in e-OSCAR, and that code isn’t strong enough to force blocking. Their system values the furnisher’s one-word response over your sworn evidence.

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.