With control of your phone number, a fraudster can reset online banking passwords and intercept SMS verification codes.

From the bank’s perspective, authentication succeeds — even though control has changed.

👉 How It Happens: SIM Swap & Account Takeover

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
Connect with me
U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.