A fraudster may obtain your Social Security number from a past data breach, data aggregation, or stolen mail. They then pair it with a new name and contact information to create a separate identity profile.

The SSN is real. The rest is constructed.

Learn how that process works:
👉 How It Happens: Synthetic Identity

Michael F. Cardoza, Esq.
Connect with me
U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.