That is common in Synthetic Identity cases.

The Social Security number is yours.
The name and address are not.

Because the identity was built gradually, lenders may treat it as valid.

Read more here:
👉 How It Happens: Synthetic Identity

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.