Probably not. While it’s understandable to suspect Bob and his side hustle in “mailbox rummaging,” the real key is getting the fraudulent account off your credit and recouping any lost funds. The police may not hunt down Bob anytime soon, so focus on disputing the fraudulent charges with the bank or credit bureaus. An attorney can help you recover damages without you turning into Sherlock Holmes.

Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.