SMS-based multi-factor authentication adds security, but it depends on the phone number remaining under your control.

If the number is transferred, the second factor is no longer yours.

👉 How It Happens: SIM Swap & Account Takeover

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.