Mostly cheap. Under EMV rules, they eat card‑present fraud—unless they convince you it was really you. Investigating shimmer cases costs money; gaslighting you costs nothing. Profit motives beat truth nine times out of ten.

Michael F. Cardoza, Esq.
Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.