Two-factor authentication (2FA) reduces risk, but it doesn’t eliminate it.

If a fraudster gains access before 2FA is fully enabled, resets contact information, or intercepts verification codes, the system may still record a successful login.

Authentication layers help.
They are not infallible.

Learn more:
👉 How It Happens: Data Breaches & Credential Reuse

Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.