CFPB Debt Collection Complaint Ranking*:

#47 of 2,458 Companies

Lawsuits, Penalties, or Sanctions:

INETIANBOR v. CASHCALL, INC. (October 2, 2014) United States Court of Appeals, Eleventh Circuit No. 13-13822

KEMPLY v. CASHCALL, INC. (March 6, 2016.) United States District Court, N.D. California. Case No. 08-cv-03174-MEJ.

SCHERR v. WESTERN SKY FINANCIAL, LLC (Signed January 6, 2015.) United States District Court, N.D. Illinois, Eastern Division. No. 13 C 1841.

Consumer Finance Protection Bureau sues CashCall for illegal online loan servicing.

Location and Contact Details:

One City Boulevard West
Suite 102
Orange, CA 92868
Phone: (877) 525-2274
Fax: (949) 225-4699
J. Paul Reddam, Founder, CEO, President
Del Meeks, CFO
Michael Chiang, VP Risk Management

Business Model: 

CashCall, Inc. provides personal loans, small business loans, mortgage home loans, and refinancing. It offers unsecured loans to borrowers who use loans for one-time purchase and debt consolidation.

It states that it processes personal loans “entirely over the phone, Internet, and fax.”

CashCall, Inc. is based in Orange County, California. It was founded in 2003 by J. Paul Reddam the current CEO. He is Canadian and a former professor of Philosophy at the University of Southern California. In 1995 he founded Ditech, the first online mortgage lending company. Reddam  abruptly resigned from Ditech in 2000 on the same day top executives of Ditech were indicted in an extortion probe. Reddam then founded CashCall. 

Impac Mortgage Corp. does business as CashCall Mortgage.

WS Funding, LLC is a subsidiary of CashCall.

Delbert Services is an affiliate of CashCall.

J. Paul Reddam, owner of CashCall and 2012 Kentucky Derby-winning horse “I’ll Have Another” sells the horse overseas for $10 million admitting “greed” and wondering if he is “that shallow.”

* Ranking determined by the overall number of debt collection complaints to the Consumer Financial Protection Bureau (CFPB) as of year-end 2015 and should be considered in context of company size and/or market share. See the CFPB debt collection complaint database in real-time here

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Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.