CFPB Debt Collection Complaint Ranking*:

#28 of 2,458 Companies

Lawsuits, Penalties, or Sanctions:

SMITH v. NATIONAL CREDIT SYSTEMS, INC. (May 15, 2014.) United States District Court, N.D. Georgia, Atlanta Division. No. 1:13-cv-4219-WSD.

REICHERT v. NATIONAL CREDIT SYSTEMS, INC. (Argued and Submitted January 16, 2008 — San Francisco, California.) United States Court of Appeals, Ninth Circuit. No. 06-15503.

National Credit Systems, Inc. State of Arizona CONSENT ORDER

Location and Contact Details:

National Credit Systems, Inc.
3750 Naturally Fresh Blvd
Atlanta, GA 30349-2964
Phone: (404) 629-9595
Fax: (404) 344-3627
Joel Lackey, President
Joel Lackey, Ethics Contact

Business Model: 

National Credit Systems, Inc. is a specialized debt collection agency – it serves the rental apartment (or “multi-family”) industry, collecting debt from residents who vacated or were evicted. It was founded in 1991 under the name Southeastern Credit Systems, Inc. it was founded in 1991 by current President Joel Lackey. It was renamed National Credit Systems in 1998. 

* Ranking determined by the overall number of debt collection complaints to the Consumer Financial Protection Bureau (CFPB) as of year-end 2015 and should be considered in context of company size and/or market share. See the CFPB debt collection complaint database in real-time here

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Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.