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00:00:00 - Intro & Most Common Question
Having a lawyer near you is less important than having one licensed in your home state. -
00:00:12 - Why Local Licensing Matters
If you're a California resident, your lawyer must be licensed in California to represent you properly.
State-specific jurisdiction is key because identity theft laws vary widely. -
00:00:28 - California’s Unique Legal Protections
California offers several victim-friendly laws like the Identity Theft Act and Rosenthal Act.
These legal tools provide more protection and recourse than federal statutes alone. -
00:00:56 - Extra Protections for Specific Groups
Victims who are seniors, veterans, or disabled may be entitled to triple damages under California law.
These enhanced remedies can significantly increase your potential compensation. -
00:01:04 - Importance of Court & Settlement Experience
A local attorney knows the judges, legal culture, and how much cases are typically worth in your area.
Most cases settle out of court, but being trial-ready improves your bargaining power. -
00:01:40 - Why You May Need to Sue
Victims are often forced to sue because banks and credit bureaus refuse to fix the issue voluntarily.
Though trials are rare, filing a lawsuit is often the only path to getting results. -
00:02:03 - Final Advice & Wrap-up
The right attorney is one who’s licensed in your state, not necessarily local.
