Can a collection company call multiple times per day? Can a creditor really increase your interest rate if you cannot pay your bills? If you have a question about debt collection, credit reporting, or any other issues related to consumer law, our FAQ section might provide the answer you need right now. If it doesn't, contact us using the contact form or the toll-free number and we'll answer it for you within 24 hours!
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Do lenders actually review applications?
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How did a thief get approved in my name?
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Why do denial letters sound so confident?
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Why didn’t my police report force them to block it?
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Why does the bureau trust the furnisher’s system?
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Can a robot-only verification violate the FCRA?
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Is any human involved in the verification process?
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Why didn’t they read my ID Theft affidavit or police report?
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Does “verified” mean someone reviewed my evidence?
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Why did the bureau mark my ID Theft dispute “verified”?
