Find Out What People are Saying About Consumer Protection Attorney Mike Cardoza!

Mike was amazing and super helpful.  He is very knowledge and great to work with.  Mike really cares about helping his clients and is super passionate about what he does. I highly recommend him and his team! Read The Full Review Here.

Colin B.

FINALLY some help. Mike Cardoza was extremely helpful and brought some clarity to my collections agency issue. I appreciate the help, especially since this is my first experience with anything like this. I was completely unaware of my rights and unaware of the tactics collections agencies use. Mr. Cardoza provided facts and resources to help me understand my situation. After I had attempted to contact other attorneys to no avail, Mike Cardoza was the first who offered what I needed. Read The Full Review Here.

Nikki A.

Mike Cardoza is highly professional, responsive and helpful. I had never contacted an attorney before, and found him on here because I needed someone to help me deal with a very illegitimate collections case. Mike got back to me very quickly and is really good about follow up (via phone, email and text). He offered me a lot of help and advice up front, and seems super confident in his work, which truly eased my anxiety. Definitely recommended. Read The Full Review Here

Bo M.

I wish I would have called Mike weeks ago instead of wasting an insane amount of hours wading through alot of terrible information on the internet. Worrying and stressing out about debt is pure agony, and after talking to Mike, I realized I suffered in vain. The fear of talking about what I felt was an embrassing/moral failure, kept me paralyzed from moving forward for far longer than I want to admit. Mike runs an extremely professional and respectful practice. He had actually answered some questions on the AVVO forum and immediately stood out. So I decided to give him a call and take up his offer for an in-depth case evaluation. I'm not going to lie - I had reached out to many other attorneys that advertise a free consult, so I was skeptical. With other firms, I'd call, and I was never able to talk to an attorney for even 5 minutes. I'd often get their call staff, where they would ask how much debt I had and how much money I had available to offer in settlement. That's it. Based on that, they would tell me whether they could work with me or not, and explain that they would need a retainer right away to move forward and how much their % would be of any "savings" they could negotiate for me. But I was at the stage of deciding between debt settlement and bankuptcy, and just wanted to understand my general options. I couldn't even get that far with any of the other firms. Their free case consultation was more of an asset evaluation with a non-attorney. Mike was immediately different. He has a very streamlined process that asks you to upload your documents in a safe, secure way, so he can properly review your info AHEAD of your call with him. I really appreciated that he cared about the safety and security of my delicate personal information. That was also a main issue with other attorneys. Their firms might send a document asking for a ton of stuff, and just expect me to email it as an attachment to them. And when it comes to sensitive financial information, that's just a no-go. Mike, and the process his firm follows, values privacy, and that was a huge plus for me. On our call, Mike was kind, informative, and generous with his time (he spoke to me for about 30 minutes without ever making me feel rushed). I had a document that listed all the questions I had, and he proactively brought it up, and said, "I can knock this out in about 5 minutes." And he proceeded to answer all of my questions from the document and anything else I wanted to ask! Questions that I had run all around the city, on phone/forums to try to get answers to. By being generous with his time, he saved me time and unneeded stress and aggravation. I honestly found myself speechless that he seemed so energetic and willing to jump right in and help me in that manner. Mike is personable, professional, and clearly confident in the applicable law, and will give you a plan on how to move forward, even if it means waiting and not immediately hiring him. Thank you Mike for being positive, kind, professional, and treating me with respect. Seeking out these kinds of services can be intimidating, overwhelming, and embrassing for alot of folks, and you take alot of the judgment right out of it. So if you are reading this, and just feeling anxiety/despair about your situation OR if you are tired of leaving calls/messages for attorneys that never call back or don't want to even briefly evaluate your situation, don't be afraid, and just call Mike. No questions are off-limits and he'll really listen and provide generous feedback. I promise that no matter the outcome, you'll have a clear path and strategy for moving forward. Best of luck to all, thanks Mike!

Anonymous, California

I was getting hassled by one particular debt collector and wanted it to stop. They were calling on my cell phone and while I was at work. I Googled how to do it and came across Mike's site. I downloaded the Collection Blocker letter, printed it out and sent it in, and never heard from those creepy guys again. By the way, all of this was free. I even asked Mike some questions by email and he got right back to me! Amazing service. Would definitely recommend!

Anonymous, San Francisco Bay Area

I found Mike online because something looked kind of weird in the bills I was getting. I didn't think I had a case but he was offering to look at my documents for free, so, nothing to lose. It turned out that I DID have a case and he ended up getting my debt erased, my credit report fixed. and a cash settlement. And, I got to keep the merchandise I had bought! I paid nothing - it was all on contingency. WE Won!

Anonymous, Alameda County, CA

If you are stressed out being contacted or sued by bill collectors even if you think they are right and you are wrong do not contact them but please do yourself a huge favor and contact Mike Cardoza TODAY. Even if you feel your situation is hopeless you have rights you don't even know about that can completely turn your situation around and make you the winner instead of the loser. Let Mike Cardoza with his expertise turn your situation around like he did for me. He completely took over the situation and made a horrible negative into a beautiful positive and went the extra mile doing things other attorneys simply do not do. He can give you the legal protection and guidance that you need to get you through your difficult time. Your peace of mind is a phone call or computer click away. Please contact Mike today and let today be the beginning of the end of your debt problems. He has helped me in ways I cannot describe specifically but please let him do the same for you. Turn your life around TODAY and call Mike.

Anonymous, Los Angeles County, CA

Mr. Cardoza and his staff are on top with their customer service. They made the process easy and worry free. They are only a phone call away if at any time there are questions or concerns. Mr. Cardoza made sure I was getting updates about our case, from beginning to end. There was always communication. And the results are real! Our case is closed now with results on our favor and I am very grateful for that. I recommend The Cardoza Law Corporation to everyone! -Anonymous, Riverside County, CA

"Excellent, resourceful session. Very much appreciated. Mike Cardoza communicated clearly, informatively and treated me with respect, as an intelligent being. I would definitely hire him in the future, if the need arises."

Anonymous, Santa Clara County, CA

I really appreciated the authors candor about an industry that he was such an integral part of. Glad that he is on the side of the American consumer now! It is hard to believe that there is anyone out there who has not felt the sting of the modern debt collection machine that seems especially prone to attack the elderly, youth, and down on their luck members of our society. This book provides an easy to follow method for evening the playing field and in some cases even getting ahead of the bad guys.

Beth H.