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Our Library Articles Give You the Tools You Need to Win Your Case

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  • Credit Services Organizations Can Only Do So Much to Help You, and Some Do More Harm Than Good
    Reached a dead end with a Credit Services Organization? If it’s time to take legal action to fix a credit report error, contact Cardoza Law Corporation.
  • Fix Your Credit Reports Before Applying for a Mortgage
    Hoping to buy a house? Find out how certain entries on your credit report could result in a denial or higher interest rate and how to fix it before you apply.
  • Fair Credit Reporting Act Can’t Help You If You Don’t Know Your Rights!
    How might a creditor or crediting reporting agency violate your rights? Let me count the ways. Learn how to spot the most common violations here.
  • Don’t Ignore Credit Report Errors! Get Them Removed Now!
    Odds are that at some point in your life, you’re going to find a potentially significant mistake on one of your credit reports. So, what can you do about it?
  • What Is All That Stuff on My Credit Report?
    Familiarize yourself with the information contained on your credit reports so that you can more easily identify false and fraudulent entries.
  • The Fair Credit Reporting Act Gives You the Right to an Accurate and Private Credit Report
    The Fair Credit Reporting Act guards against carelessness and abuse by creditors and credit reporting agencies, but you must know your rights to protect them.
  • Annual Credit Report .com Manual Request Form
  • CCRAA - California Consumer Credit Reporting Agencies Act - Annotated by Mike Cardoza, Esq.
  • Credit Repair Organizations Act (CROA)
  • Who Can See Your Credit Report (and How the Information Can Be Used Against You)
    Are employers allowed to see your credit report without your knowledge? Find out who can (and cannot) see your credit report without your permission.
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