Are you worried about your debt collectors calling your family? Have you been sent threatening letters from your credit agency? Were you denied a line of credit because a reporting agency refuses to change your credit score? Our articles provide up-to-date information on all aspects of consumer debt. Browse through our library to find out more about your consumer law issue.
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Collection Calls for Bills that You Don't Remember Are you getting collection calls for debts that you don't remember? It may be more than bad memory—you may be a victim of identity theft. -
Why First-Time Credit Card Denials Occur If you received a denial upon applying for a first-time credit card, you might be wondering just what happened. Thankfully, we’re here to help. -
Financial Consequences of an Unauthorized Loan Forbearance The COVID-19 pandemic has caused unimaginable damage in just a few months. It has significantly altered how we are living today, from going to work to... -
Checklist for Reviewing California Credit Reports You know you should check your credit reports every year, but do you know what you’re looking for? We provide a step-by-step guide to reviewing credit reports. -
Credit Reporting Errors Can Affect All Areas of Your Life Errors on your credit report have a negative impact on many areas of your life. Learn about the fallout from uncorrected false information on your credit report -
Uber, Shipt, GrubHub May Violate Your Background Check Right You may turn to one of the many flex driving or delivery companies when you want to earn extra cash, but make sure to protect your employee rights. -
Problems With Background Check Companies in California When an employer or landlord runs a background check on you, they will probably use a third party. Find out how these companies may violate your rights. -
Understanding How Credit Services Organizations Work in CA Reached a dead end with a Credit Services Organization? If it’s time to take legal action to fix a credit report error, contact Cardoza Law Corporation. -
How Your Credit Report Can Affect a Mortgage Application Hoping to buy a house? Find out how certain entries on your credit report could result in a denial or higher interest rate and how to fix it before you apply. -
Violations of Fair Credit Reporting Act How might a creditor or crediting reporting agency violate your rights? Let me count the ways. Learn how to spot the most common violations here.