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Our Library Articles Give You the Tools You Need to Win Your Case

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  • Why Your Credit Report Says You’re Deceased — And No One Fixes It
    Applications can be automatically denied because the system assumes no further review is needed. Existing accounts may be restricted or closed. Even basic identity verification can break down because the underlying data says you are no longer alive.
  • When Your Credit Report Is Obviously Wrong — And No One Fixes It
    And when you try to fix it, nothing changes. Sometimes it even comes back as “verified,” which only makes it worse.
  • Automated Background Checks and Their Impact on Rental Application Denials
    As automated background checks take over the decision-making process, your risk of rental application denials goes up. Learn why here.
  • Getting Calls for Bills You Don't Owe? You May be a Victim of Identity Theft
    Are you getting collection calls for debts that you don't remember? It may be more than bad memory—you may be a victim of identity theft.
  • First-Time Credit Card Denials: Has Someone Been Using Your Data?
    If you received a denial upon applying for a first-time credit card, you might be wondering just what happened. Thankfully, we’re here to help.
  • The Financial Consequences of an Unauthorized Loan Forbearance
    The COVID-19 pandemic has caused unimaginable damage in just a few months. It has significantly altered how we are living today, from going to work to...
  • Use This Handy Checklist to Review Your Credit Reports for Errors
    You know you should check your credit reports every year, but do you know what you’re looking for? We provide a step-by-step guide to reviewing credit reports.
  • The Surprising Side Effects of Credit Reporting Errors
    Errors on your credit report have a negative impact on many areas of your life. Learn about the fallout from uncorrected false information on your credit report
  • Did Your Gig Employer Violate Your Rights Under the Fair Credit Reporting Act?
    You may turn to one of the many flex driving or delivery companies when you want to earn extra cash, but make sure to protect your employee rights.
  • Did a Background Check Company Violate Your Rights?
    When an employer or landlord runs a background check on you, they will probably use a third party. Find out how these companies may violate your rights.
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