Are you worried about your debt collectors calling your family? Have you been sent threatening letters from your credit agency? Were you denied a line of credit because a reporting agency refuses to change your credit score? Our articles provide up-to-date information on all aspects of consumer debt. Browse through our library to find out more about your consumer law issue.
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Automated Background Checks and Their Impact on Rental Application Denials As automated background checks take over the decision-making process, your risk of rental application denials goes up. Learn why here. -
Getting Calls for Bills You Don't Owe? You May be a Victim of Identity Theft Are you getting collection calls for debts that you don't remember? It may be more than bad memory—you may be a victim of identity theft. -
First-Time Credit Card Denials: Has Someone Been Using Your Data? If you received a denial upon applying for a first-time credit card, you might be wondering just what happened. Thankfully, we’re here to help. -
The Financial Consequences of an Unauthorized Loan Forbearance The COVID-19 pandemic has caused unimaginable damage in just a few months. It has significantly altered how we are living today, from going to work to... -
Use This Handy Checklist to Review Your Credit Reports for Errors You know you should check your credit reports every year, but do you know what you’re looking for? We provide a step-by-step guide to reviewing credit reports. -
The Surprising Side Effects of Credit Reporting Errors Errors on your credit report have a negative impact on many areas of your life. Learn about the fallout from uncorrected false information on your credit report -
Did Your Gig Employer Violate Your Rights Under the Fair Credit Reporting Act? You may turn to one of the many flex driving or delivery companies when you want to earn extra cash, but make sure to protect your employee rights. -
Did a Background Check Company Violate Your Rights? When an employer or landlord runs a background check on you, they will probably use a third party. Find out how these companies may violate your rights. -
Credit Services Organizations Can Only Do So Much to Help You, and Some Do More Harm Than Good Reached a dead end with a Credit Services Organization? If it’s time to take legal action to fix a credit report error, contact Cardoza Law Corporation. -
Fix Your Credit Reports Before Applying for a Mortgage Hoping to buy a house? Find out how certain entries on your credit report could result in a denial or higher interest rate and how to fix it before you apply.