Can a collection company call multiple times per day? Can a creditor really increase your interest rate if you cannot pay your bills? If you have a question about debt collection, credit reporting, or any other issues related to consumer law, our FAQ section might provide the answer you need right now. If it doesn't, contact us using the contact form or the toll-free number and we'll answer it for you within 24 hours!
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How do employers violate background check laws? Is an employer supposed to tell me why they didn’t hire me?
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How can an employer background check hurt me if I have nothing to hide?
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How often do credit reports change?
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What does it mean to “re-age” old debt on your credit report?
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Will filing a dispute with a credit bureau hurt my credit score?
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What is the right way to dispute a credit report error?
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What if Experian (or Equifax or TransUnion) won’t fix my credit report?
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If my FCRA rights have been violated, who can I sue and what can I get?
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Who can request a copy of my credit report?
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How long will bad credit mistakes stay on my credit report?