Find Out What People are Saying About Consumer Protection Attorney Mike Cardoza!

  Wanted to help an English second language person get some advice on a personal debt collection issue. Liked Mike's top tier school background and his U.S. Marine committment to high standards. Was most impressed by his quick grasp of the issue and the various possible routes to resolution. If someone seeks debt relief services, I would highly recommend that he be your first call!

Bob J.

Mr Cardoza is Very knowledgable, informative, responsive and professional. Best of all he fights for his clients and is very effective at getting the job done and attaining goals.

- Cheryl R.. Ojai, CA

Thank you for being so responsive and keeping us in the loop with frequent communications and next steps. It really helped us establish a trusted working relationship and understand that you had our best interests in mind.

Karen L. San Mateo, CA

Quick, professional and responsive!

Brian M. - Riverside, CA

I was being harassed by a collection agency that was billing me inaccurately by thousands of dollars. I reached out to many Lawyers, but they all advised me to file for bankruptcy as a method to fight my case. Good friend of mine recommended him. Mr. Cardoza took the time to listen to my case. His wealth of knowledge and experience led not only to the settlement of my case, but he was also able to identify that the collection agency had indeed violated the law with their method of practice.

S. T., Alameda, California

Mike, we had a great experience working with you. Can't stress enough how much we appreciated your professionalism when the case took a 90 degree turn - and the fact that even now you're following up after the case is settled. 

- Anonymous, CA

Thanks so much Mike for being so kind and cool and awesome and being open and receptive to hearing my truth. I really appreciate any support you can give and let me know your honest opinion about what is best and how I can proceed. Clearly you're very good at what you do and have compassion and passion about your clients not being taken advantage of. Again the world is a better place of people like you in it. Thank you for taking the time for me!  

A.V. - North Hollywood, CA

Clear and easy to understand. A must read for anyone who uses a credit card, pays a mortgage, car loan, or has any type of debt. Great stocking stuffer/present to give to other members of the family or friends you know who are struggling with finances and/or debt.

Patricia W.

A must book for anyone in debt! It details how debt collection works and the manipulative tactics they use on the consumers. This book is both informative and easy to read. As a former debt collections attorney I can tell you that this book is written by someone very knowledgeable and it gives you great insight how to handle creditors. If you're being harassed by creditor calls buy this book now to learn how to handle the creditors! It is also a great book for financial advisors or debtors attorneys to further their knowledge of how to assist their clients in debt. Great job Mike.

M.A.

Mike has done for debt collection what Anthony Bourdain did for professional cooking in his tell-all Kitchen Confidential - exposed the seamy underbelly of the beast. The difference is that Mike shows you how to slay the beast and regain control of your credit. Poetic license aside, this book is a must-have for anyone who wants to beat debt collectors at their own game. It can be done and Mike shows you how in clear and concise steps. I have been an attorney in general practice for too many years to disclose, and many of then were next to Ft. Leonard Wood, Missouri where I did pro bono work to assist a both a beleaguered JAG office and local legal aid society. How I wish Mike had written his book then! I would have recommended it to every single person I helped. This is an invaluable and candid explanation of debt collection. Know your rights. Read this book.

Elizabeth E.