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I Found Out I Was “Dead” When I Tried to Buy a CarIn many cases, the finance manager doesn’t have the ability to override it. Even if he believes you, he’s still working inside a process that depends on the same underlying data.
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Unlock Your Credit Reports for Free: A Complete Guide to Using AnnualCreditReport.comIn this guide, I’ll walk you through the entire process of getting your credit reports
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Mistaken Identity: When Criminal Background Checks Are WrongCriminal background checks can contain errors that hurt innocent people. At Cardoza Law, we can help you set the record straight
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Bills Disappear from Your Mailbox? It May Be Identity TheftIf your bills have been disappearing from your mailbox, it could mean that someone has stolen your identity. Learn about your legal options now.
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CARES Act Mortgage ForbearanceThe CARES Act mortgage forbearance options allow homeowners to seek relief and regain their financial health without sacrificing their home.
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Corona Virus and Your Credit Report - How to Protect YourselfWidespread debt repayment relief as a response to COVID-19 could damage your credit report by injecting errors into it...
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Consumers Must Be Vigilant to Correct Inaccurate Credit ReportsData from the Federal Trade Commission indicates that a majority of disputed credit report errors remain on credit reports years later. What should you do?
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Getting False Information Off Your Credit Report Can Be a Major Chore—Here Are Tips to Make it EasierErrors on your credit report can have a ripple effect across your financial life. Consumer attorney Mike Cardoza provides tips for disputing these errors.
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Don’t Go to an ID Theft Restitution Hearing Without a LawyerIf you have been contacted about testifying at an ID theft restitution hearing, you should have a lawyer. In CA, reach out to consumer attorney Mike Cardoza.
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Penalties for Background Check Violations in CaliforniaIf an employer or background check provider violated your rights, you may be able to sue for monetary damages. Find out more about what you may be awarded here.
Northern California:
(415) 802-2799
Southern California:
(213) 474-3338