The Cardoza Law Blog Can Be Your Inside Guide to Consumer Debt and Credit
Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Fair Credit Reporting Act Privacy Violations Under the Fair Credit Reporting Act, only certain parties can request your credit report and they must have a valid reason. This rule is often violated... -
Employer Misuse of Credit Reports and Background Checks Employers can access your credit report for background checks but must follow certain guidelines. If they don’t, they and the CRA can be sued for damages. -
Credit Reporting Errors Cost Consumers Thousands of Dollars Even the smallest inconsistencies on a credit report can be costly for a consumer. Find out how mistakes can affect your credit rating and cost you money. -
Credit Reporting Errors After Bankruptcy You're supposed to get a fresh start after completing Bankruptcy, but these Top 6 Credit Reporting Errors could take it away from you... -
Credit Report Errors That May Cost You 1 in 5 Americans have an error on their credit report - Is yours costing you money? ... -
Equifax data breach - what NOT to do... Why you should not visit the Equifax website to sign up for their offer of free credit monitoring. It’s a trick! Learn more here. -
How to Fix Your Credit Report Dispute Denial Was your credit report dispute denied? It's not over! Credit reporting Attorney Mike Cardoza explains how to take action to fix a denied credit report dispute -
Do Credit Repair Companies Work? Are Credit Repair Companies worth the money and what do they actually do? What if you paid one of them and nothing happened to your credit score? -
Credit Score Recovery After Bankruptcy Step 1: Check Your Credit Reports, Step 2: Joint a Credit Union, Step 3: ... Consumer Financial Protection Attorney Mike Cardoza explains -
Credit Attorney For No Money Down Consumer Protection Attorney Mike Cardoza Provides Everyone With Free Credit Repair Service - Legally Dispute Credit Reports in the Best Way to Preserve Rights