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Corona Virus and Your Credit Report - How to Protect YourselfWidespread debt repayment relief as a response to COVID-19 could damage your credit report by injecting errors into it...
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Consumers Must Be Vigilant to Correct Inaccurate Credit ReportsData from the Federal Trade Commission indicates that a majority of disputed credit report errors remain on credit reports years later. What should you do?
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Getting False Information Off Your Credit Report Can Be a Major Chore—Here Are Tips to Make it EasierErrors on your credit report can have a ripple effect across your financial life. Consumer attorney Mike Cardoza provides tips for disputing these errors.
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Don’t Go to an ID Theft Restitution Hearing Without a LawyerIf you have been contacted about testifying at an ID theft restitution hearing, you should have a lawyer. In CA, reach out to consumer attorney Mike Cardoza.
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Penalties for Background Check Violations in CaliforniaIf an employer or background check provider violated your rights, you may be able to sue for monetary damages. Find out more about what you may be awarded here.
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Did an Employer Ask About Criminal Convictions Before Offering You a Job? If So, He Broke the LawUnder California’s “Ban the Box” act of 2018, employers cannot ask you about your criminal history until they are ready to offer you a job. What does this mean?
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Check Your Credit Report After Bankruptcy DischargeAfter filing for bankruptcy your credit reports should reflect a zero balance for any accounts you have discharged. You might have to take steps to ensure that.
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When Your Financial Privacy Has Been ViolatedUnder the Fair Credit Reporting Act, only certain parties can request your credit report and they must have a valid reason. This rule is often violated...
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Take Legal Action If an Employer and CRA Broke These FCRA RulesEmployers can access your credit report for background checks but must follow certain guidelines. If they don’t, they and the CRA can be sued for damages.
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The Real Cost of Credit Reporting ErrorsEven the smallest inconsistencies on a credit report can be costly for a consumer. Find out how mistakes can affect your credit rating and cost you money.
Northern California:
(415) 802-2799
Southern California:
(213) 474-3338