Can a collection company call multiple times per day? Can a creditor really increase your interest rate if you cannot pay your bills? If you have a question about debt collection, credit reporting, or any other issues related to consumer law, our FAQ section might provide the answer you need right now. If it doesn't, contact us using the contact form or the toll-free number and we'll answer it for you within 24 hours!
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What if the scam looked exactly like the real lender’s website?
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My account got drained—why didn’t the bank stop it when they saw red flags?
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I clicked a sketchy link—am I really the one to blame?
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Why all the fuss about arbitration clauses? I’ve heard they’re just ‘faster and cheaper.’ Isn’t that a win for me?
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Can monitoring my credit actually prevent identity theft, or am I just learning about the disaster after it happens?
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Should I file a police report if I find a random Big O Tires account in Arkansas under my name? I’ve never even driven through Arkansas!
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I’ve heard about Experian’s ‘free’ credit score. Is it really free, or is there a catch that’ll come back to bite me?
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Why should I trust a free credit score service like Credit Karma when my parents always said, ‘Nothing in life is free’?
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Help! My credit score just dropped 80 points overnight. Did I miss a memo, or is this identity theft?
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What if I Can’t Sleep Because I’m Terrified of the Next Attack?