Here are some secrets you need to know before you put your faith in a credit repair company.

Credit Repair Companies Have A Financial Incentive To Keep You On Their Plan.

These companies often charge an up-front "set up" fee followed by a monthly fee that can range anywhere from $90 to over $300. Since they essentially get paid for making an effort every month - and not by the results they get you - their incentive is to keep "trying" for as many months as possible. This is known in the business as doing multiple "rounds" of disputing.

Credit Repair Companies Often Send Blanket Generic Disputes To Prove Their Worth.

These companies like to send basic disputes regarding anything remotely negative found on your credit report in hopes that something is bound to stick. Most of the time, it doesnt. At worst, your disputes get classified as "frivolous" by the credit bureaus and they stop paying attention to your legitimate complaints!

Correcting Legitimate Errors On Your Credit Report Gets Overlooked By The Frivolous Disputes Filed By Your Credit Repair Company. 

And once your dispute is classified as frivolous, it's much harder to get a credit bureau to pay attention to your legitmate complaint.

There Is An Alternative To Using A Credit Repair Company.

Get help with your legitimate credit reporting errors for free from a proven attorney who has designed a process that not only creates disputes most likely to get your error corrected or deleted, it sets up what could become a great legal case against the credit bureaus should they fail to do the right thing!

Feel free to contact me online or call me directly at 415.802.0137 for a free consultation.

Michael F. Cardoza, Esq.
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U.S. Marine & Consumer Financial Protection Attorney helping victims of ID theft and Credit Reporting errors.