Are you worried about your debt collectors calling your family? Have you been sent threatening letters from your credit agency? Were you denied a line of credit because a reporting agency refuses to change your credit score? Our articles provide up-to-date information on all aspects of consumer debt. Browse through our library to find out more about your consumer law issue.
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Fair Credit Reporting Act Can’t Help You If You Don’t Know Your Rights!How might a creditor or crediting reporting agency violate your rights? Let me count the ways. Learn how to spot the most common violations here.
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Don’t Ignore Credit Report Errors! Get Them Removed Now!Odds are that at some point in your life, you’re going to find a potentially significant mistake on one of your credit reports. So, what can you do about it?
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What Is All That Stuff on My Credit Report?Familiarize yourself with the information contained on your credit reports so that you can more easily identify false and fraudulent entries.
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The Fair Credit Reporting Act Gives You the Right to an Accurate and Private Credit ReportThe Fair Credit Reporting Act guards against carelessness and abuse by creditors and credit reporting agencies, but you must know your rights to protect them.
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10 Examples of Illegal Debt Collection and Debt Harassment PracticesWhen a debt collector calls you, he may be doing more than bothering you—he may be breaking the law. Find out what debt collectors cannot legally do here.
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The Rosenthal Fair Debt Collection Practices Act Protects You From Harassment by Creditors and Collection AgenciesCalifornia’s version of the federal FDCPA extends protections for consumers. Understand your rights when you are contacted by creditors by reading our overview.
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The Cardoza Law Corporation files lawsuit against Credence Resource Management
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Annual Credit Report .com Manual Request Form
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CCRAA - California Consumer Credit Reporting Agencies Act - Annotated by Mike Cardoza, Esq.
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Identity Theft Victims Complaint and Affidavit (Federal Trade Commission 2017)