Are you worried about your debt collectors calling your family? Have you been sent threatening letters from your credit agency? Were you denied a line of credit because a reporting agency refuses to change your credit score? Our articles provide up-to-date information on all aspects of consumer debt. Browse through our library to find out more about your consumer law issue.
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Are Your Accounts in Danger After Your Divorce? How to Stay SafeIf you’re getting a divorce, it is time to keep your accounts safe from your ex-spouse. Not sure how to proceed? Just use this guide.
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Your Passwords Hold the Key to Protect You From Cyber CrimeThe most common cause of data breach is a stolen password. At Cardoza Law, we can help if your security has been compromised
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Your Rights Under the Electronic Fund Transfer ActUnder the EFT Act, you have a variety of rights that allow you to better control electronic transfers that affect your bank account.
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Have a Common Last Name? Double Down on Protecting Your IdentityIf you have a common last name, you could face credit trouble if reporting agencies get it mixed up. Here’s what you need to know.
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The Financial Consequences of an Unauthorized Loan ForbearanceThe COVID-19 pandemic has caused unimaginable damage in just a few months. It has significantly altered how we are living today, from going to work to...
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Use This Handy Checklist to Review Your Credit Reports for ErrorsYou know you should check your credit reports every year, but do you know what you’re looking for? We provide a step-by-step guide to reviewing credit reports.
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The Surprising Side Effects of Credit Reporting ErrorsErrors on your credit report have a negative impact on many areas of your life. Learn about the fallout from uncorrected false information on your credit report
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Did Your Gig Employer Violate Your Rights Under the Fair Credit Reporting Act?You may turn to one of the many flex driving or delivery companies when you want to earn extra cash, but make sure to protect your employee rights.
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Did a Background Check Company Violate Your Rights?When an employer or landlord runs a background check on you, they will probably use a third party. Find out how these companies may violate your rights.
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Your Rights as a Victim of Identity Theft in CaliforniaWhen you are the victim of credit identity theft in CA, you have rights to certain protections and services under state and federal laws. We explain here.