Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Pizza Delivery in Canada and a “Big O Tires” Account in Arkansas?!Imagine waking up one morning to discover that someone has stolen your identity. Maybe they opened a credit card in your name, racked up hundreds of dollars in charges (the amount doesn’t even matter!),
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When Your Money’s Vanished into the Void: How Banks Weaponize Frustration to Wear Victims DownHave you ever dialed your bank’s fraud hotline, only to be routed through a labyrinth of automated menus, abandoned
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🚨 “Wait … You’re saying I did this?”The implication? The chip is flawless, so the only plausible crook is you. That moment of truth shock is exactly why I wrote this piece
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Guilt is Human—Your Bank’s Excuses Aren’tCongress passed EFTA in 1978 and lawmakers drew a bright line: if an electronic hack drains your account, the bank must make it right.
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The Best Way to Monitor Your Credit Scores in order to Detect Identity Theft
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What to Do if Your Identity Is Stolen—Straight Talk From an ID Theft Lawyer
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Do I need an Identity Theft attorney near me?You need help—but do you really need that help from an identity theft attorney who’s physically near you? The short answer...
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Unlock Your Credit Reports for Free: A Complete Guide to Using AnnualCreditReport.comIn this guide, I’ll walk you through the entire process of getting your credit reports
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This account isn't mine! How did that happen?What is credit identity theft and how does it happen?
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Active Duty Vehicle Repo May Entitle You To Compensationlender cannot repossess your vehicle without first obtaining a court order. They must take you to court and get a judge's approval before they can take your car