Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Don't Ever Miss The Opportunity to Opt-Out of Mandatory Arbitration! Arbitration takes away any right you have to sue in court, and requires you to pay an arbitrator who will likely vote for the company that made agree to service -
Do Credit Unions Really Care? It doesn’t cost you anything to get peace of mind. Hopefully, credit unions will get the message, clean up their act, and focus on customers first! -
Will Past Debts and Bankruptcy Affect Your Current Credit Report? Is debt from over ten years ago still listed on your credit report? Find out how to ask a credit reporting agency to clear past debts from your credit history. -
How Identity Theft Affects Online Purchases from Your Bank Account Will you really have to pay for all of the purchases an identity thief made with your account? Find out how you may be protected from these online charges.