Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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How to Handle a Call From a Debt Collector A call from a debt collector may make you nervous, but if you are prepared for the call, there is no reason to be worried about it. Read our tips here. -
Debt Collector Under California Law In California, debt collectors are barred from certain harassing behaviors, but do you know who is considered a debt collector under the law? Find out here. -
Consumers Protected By Rosenthal FDCPA No matter how much money you owe, a debt collector cannot harass you to get you to pay. Learn about the state and federal laws that protect you from this. -
Understanding Debt Collection Harassment What is legally considered "debt harassment"? We take a look at what collection agencies are prohibited from doing when contacting you about debt. -
Equifax data breach - what NOT to do... Why you should not visit the Equifax website to sign up for their offer of free credit monitoring. It’s a trick! Learn more here. -
Debt Collection Calls For Others Make "wrong number" and "wrong person" debt collection calls Stop! Consumer Financial Protection Attorney Mike Cardoza tells you exactly how to do it... -
How to Fix Your Credit Report Dispute Denial Was your credit report dispute denied? It's not over! Credit reporting Attorney Mike Cardoza explains how to take action to fix a denied credit report dispute -
Do Credit Repair Companies Work? Are Credit Repair Companies worth the money and what do they actually do? What if you paid one of them and nothing happened to your credit score? -
Credit Score Recovery After Bankruptcy Step 1: Check Your Credit Reports, Step 2: Joint a Credit Union, Step 3: ... Consumer Financial Protection Attorney Mike Cardoza explains -
California "Billing Errors" May Entitle You to Compensation! In California, billing errors that go uncorrected after the consumer gives notice may cause that company to be liable to the consumer for extra compensation...