Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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How to Know If a Debt Collection Agency Is Harassing You IllegallyWhat is legally considered "debt harassment"? We take a look at what collection agencies are prohibited from doing when contacting you about debt.
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Equifax data breach - what NOT to do!Why you should not visit the Equifax website to sign up for their offer of free credit monitoring. It’s a trick! Learn more here.
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Aaargh - Another Wrong Number! Why Doesn't that Lady Just Pay Her Debt?!Make "wrong number" and "wrong person" debt collection calls Stop! Consumer Financial Protection Attorney Mike Cardoza tells you exactly how to do it...
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Was Your Credit Report Dispute Denied? Here's How to Fix ItWas your credit report dispute denied? It's not over! Credit reporting Attorney Mike Cardoza explains how to take action to fix a denied credit report dispute
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Do Credit Repair Companies Work?Are Credit Repair Companies worth the money and what do they actually do? What if you paid one of them and nothing happened to your credit score?
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Completed Bankruptcy? Your Credit Score Recovery Plan.Step 1: Check Your Credit Reports, Step 2: Joint a Credit Union, Step 3: ... Consumer Financial Protection Attorney Mike Cardoza explains
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California "Billing Errors" May Entitle You to Compensation!In California, billing errors that go uncorrected after the consumer gives notice may cause that company to be liable to the consumer for extra compensation...
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Those in Debt in California Have Answers and Options to Help ThemselvesYou have more rights when your account goes into collection than you may believe --
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What Kind of Attorney Will Sue the Big Boys to Correct Your Credit Report for No Money Down?!Consumer Protection Attorney Mike Cardoza Provides Everyone With Free Credit Repair Service - Legally Dispute Credit Reports in the Best Way to Preserve Rights
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Mortgage Collections After a Short Sale in California are IllegalA short sale is where the bank agrees to let you sell your home for less than what's owed and by law in California, the bank has to the eat the difference...