Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Employer Misuse of Credit Reports and Background Checks Employers can access your credit report for background checks but must follow certain guidelines. If they don’t, they and the CRA can be sued for damages. -
Lead Paint in Military Housing Permanently Harms Children If your child has suffered developmental deficits and has tested positive for lead poisoning, base housing may be to blame. Find out what to do about it here. -
Mice in Military Housing Carry Disease and Damage Property Are you fighting a losing battle with mice in your base housing? Arm yourself by knowing the dangers they pose and how to make your landlord help. -
Military Housing Landlords Blame Tenants for Mice and Mold If you have a problem with mice or mold in your military base house, your landlord may try to blame you. Here’s what to do about it. -
Maintenance and Repairs in Privatized Military Housing If you live in privatized housing on a military base in the U.S., your landlord is required to keep the house in a livable condition. What if they don’t? -
Servicemembers Can Lower Credit Card Debt Under SCRA If you opened high-interest credit card accounts before joining the military, you may be eligible for hundreds of dollars in reimbursements. Learn more here. -
Military Landlord Must Pay Damages Deployed Servicemembers A recent landlord-tenant case is a reminder to all servicemembers that they have a right to terminate housing leases with no penalty when they are deployed. -
Credit Reporting Errors Cost Consumers Thousands of Dollars Even the smallest inconsistencies on a credit report can be costly for a consumer. Find out how mistakes can affect your credit rating and cost you money. -
Protection From Car Repossession for Military Personnel Was your car repossessed while you were on active duty? You may be able to sue the collection agency under the Servicemembers Civil Relief Act. Learn more here. -
Legal Remedies for Fraudulent Debt Collection California law entitles victims of identity theft to legal remedies when a creditor comes after them for a debt that is not theirs. Find out what they are here.