Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Mistaken Identity: When Criminal Background Checks Are WrongCriminal background checks can contain errors that hurt innocent people. At Cardoza Law, we can help you set the record straight
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Bills Disappear from Your Mailbox? It May Be Identity TheftIf your bills have been disappearing from your mailbox, it could mean that someone has stolen your identity. Learn about your legal options now.
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CARES Act Mortgage ForbearanceThe CARES Act mortgage forbearance options allow homeowners to seek relief and regain their financial health without sacrificing their home.
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Corona Virus and Your Credit Report - How to Protect YourselfWidespread debt repayment relief as a response to COVID-19 could damage your credit report by injecting errors into it...
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Consumers Must Be Vigilant to Correct Inaccurate Credit ReportsData from the Federal Trade Commission indicates that a majority of disputed credit report errors remain on credit reports years later. What should you do?
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Your Teen May Have Credit Report Problems With Serious ConsequencesChildren can be victims of identity theft just like adults, so checking for a credit report is important. Get valuable information to protect your teen here.
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Credit Identity Theft Can Derail Your Goals of Starting a Small BusinessIf you have dreams of starting your own business, you will want to make sure your credit has not been affected by identity theft or credit reporting errors.
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Getting False Information Off Your Credit Report Can Be a Major Chore—Here Are Tips to Make it EasierErrors on your credit report can have a ripple effect across your financial life. Consumer attorney Mike Cardoza provides tips for disputing these errors.
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Don’t Fall for This Dangerous Debt Collection TrickCalifornia debt buyers are desperate to collect any amount they can on the accounts they have purchased, even stooping to the lowest level to trick consumers.
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5 Consequences of Medical Identity TheftWhen someone steals your medical identity, the consequences can be serious—even fatal. Find out what can happen when your medical information is stolen.