The Cardoza Law Blog Can Be Your Inside Guide to Consumer Debt and Credit
Most news articles on consumer law are needlessly confusing. Attorney Mike Cardoza takes a straight, no-nonsense approach on the current issues facing consumers today. Our blog provides an insider’s view on consumer rights, and explores topics such as threats to privacy and unfair credit reporting. Be sure to check back for regular updates.
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Servicemembers Can Lower Credit Card Debt Under SCRA If you opened high-interest credit card accounts before joining the military, you may be eligible for hundreds of dollars in reimbursements. Learn more here. -
Military Landlord Must Pay Damages Deployed Servicemembers A recent landlord-tenant case is a reminder to all servicemembers that they have a right to terminate housing leases with no penalty when they are deployed. -
Credit Reporting Errors Cost Consumers Thousands of Dollars Even the smallest inconsistencies on a credit report can be costly for a consumer. Find out how mistakes can affect your credit rating and cost you money. -
Protection From Car Repossession for Military Personnel Was your car repossessed while you were on active duty? You may be able to sue the collection agency under the Servicemembers Civil Relief Act. Learn more here. -
Legal Remedies for Fraudulent Debt Collection California law entitles victims of identity theft to legal remedies when a creditor comes after them for a debt that is not theirs. Find out what they are here. -
Civil Lawsuit Protections for Servicemembers If you're sued in civil court while on active military duty, the Servicemembers Civil Relief Act protects you against default judgements. I explain here. -
Servicemembers Civil Relief Act (SCRA) If you are an active duty member of the military, you have legal and financial protections you may not know about. Learn about your rights under SCRA here. -
Is Debt Collector Legitimate You may be contacted by someone pretending to be a debt collector, hoping to scare you into paying a debt you don’t owe. How can you protect yourself? -
Credit Reporting Errors After Bankruptcy You're supposed to get a fresh start after completing Bankruptcy, but these Top 6 Credit Reporting Errors could take it away from you... -
Reasons to Dispute a Debt Collection Notice If you are contacted by a debt collector, you should probably dispute the debt they claim you owe. It will force them to verify the debt and buy you some time.
